Impact Investing in Rural Africa

Supporting East African Coffee and Tea Growers, Roasters and Local Traders

Coffee and Tea Owners
Unlock
Your Potential

You can unlock new markets using private investors’ money to finance your coffee or tea stocks at origin in Africa or at a final destination in Europe.

You will benefit from attractive financing conditions including our rates for insurance and storage of the coffee or tea .

You will have direct relationship with EU private investors that can result in a broad and longer-lasting cooperation.

Impact Investors
Empower the East African
Coffee and Tea sector

Become an Impact Investor and use our innovative solution to increase the income of African Rural communities and SMEs by offering affordable and intuitive funding of their coffee or tea enterprise.

More importantly, you will empower the small African origin growers and traders export directly and store their production close to their final European consumers and allow them to unlock new markets that were reserved for the big players before.

About Us

We unite Impact Investing and Commodity Trading with technology in an innovative approach to empower Rural Africa

Dutch Fintech

Dutch Fintech

We combine state-of-the-art technology with commodities experience and local African contacts to support African coffee growers and traders.

Coffee and Tea Investments

Coffee and Tea Investments

We create innovative short-term opportunities (up to 120 days) for EU retail investors to finance coffee or tea in East African by becoming temporary coffee or tea owners.

Real Impact

Real Impact

We reduce 35% to 80% the financing costs for the African SMEs and empower African origin growers and traders unlock new markets by supporting their strategic stocks at EU destination.

Our Mission & Vision

Support Rural Africa

Support Rural Africa

Sub-Saharan countries hard currency revenues come mostly from export of agriciltural products like coffee and tea. However, little value is retained by the local economy. One of the reasons is the lack of enough affordable finance alternatives to the local agriculture business and therefore the pressure to sell the production and export raw commodities as soon as possible.

African coffee and tea community income is a direct function of the international prices which are very volatile and African specialty coffee growers and small traders typically have no means to reach final consumer markets or sell directly to consumers (where the real margin is).

We democratize Structured Commodity Finance

We democratize Structured Commodity Finance

High costs of finance for African growers and SMEs, or lack of financing options make local storage and processing, or international trading hard, sometimes impossible for them.

We create short-term investment opportunities for private individuals interested to make an impact and empower the African business to unlock their potential by building strategic stocks at origin in Africa or at destination in Europe. We do it by using the Structured Trade Techniques employed by international banks and large traders to mitigate trade finance risks and give the small private investors similar risk-return positions without the intermediation of the big players.

Our starting point in the supply chain is the coffee in the warehouse. Soon we plan to expand along the supply chain to support the entire coffee or tea production cycle and accompany the African businesses from the coffee plantation to the packed green or roasted coffee in Europe.

More on Impact

Coffee and Tea production in East Africa is a smallholder activity : 400.000 households in Rwanda, 600.000 households in Burundi, 400.000 households in Tanzania, 1.700.000 households in Uganda, etc.

These are the communities that need most attention to transform the local economies and boost economic activity.

At Almacena Platform, we believe with the help of private individuals acting as investors, we can collectively help Rural Africa achieve a better and more sustainable future.

In the UN Framework of Sustainable Development Goals, we aim to address:

NO POVERTY

Giving African Growers and their families an affordable finance alternative in an intuitive and flexible manner

GENDER EQUALITY

Actively promoting Women-only Cooperatives and offering special rates of finance to stimulate women professional employment

DECENT WORK AND ECONOMIC GROWTH

Helping with job retention at Rural areas. Creating directly jobs for our African branches.

REDUCED INEQUALITIES

Enabling Access to EU Markets and Higher Value Retention for the African Growers by offering financing at Destination Markets and Export Hubs

RESPONSIBLE CONSUMPTION AND PRODUCTION

Promoting Fair Trade, Organic and Best Agri Practices and Responsible Sourcing on our Platform

More on technology

As with all things new, technology plays an important part in our journey and is key to enable impact. Technology keeps changing our world and we want to use the latest developments to make impact investing available to ordinary people, more secure and efficient and fully scalable. New developments and collaborative technologies like smart paper / NFC tags, DLT and cloud services are an integral part of Almacena Platform approach

Our Technology

We combined our expertise and experience to create an innovative platform offering.

  • Intuitive user experience on Desktop and Mobile browsers optimized for slow internet connections.
  • Flexible funding request setup and adjustable crowdfunding process.
  • Virtual Wallet allowing manual and automatic investments, full visibility of the expected returns.
  • Secured cloud infrastructure (AWS), encrypted SSL communication.
  • Payment provider integration with PayPal and iDeal (coming shortly).

Our Roadmap

We follow a roadmap with new features available every month.

  • Easy integration with third party systems through secured API.
  • Integrated KYC and AML checks, rich user profiles with multiple documents upload.
  • Secure ownership transfer in secured and trusted Blockchain network.
  • Secure documents exchange and traceable facts by Blockchain document signing and smart contracts.
  • NFC tags integrated in commodity products to track commodity location and provide secure product identity.
  • Mobile app with integrated NFC.

Who We Are

Dimo Yanchev

Dimo Yanchev

Founder
Managing Director

Before starting the Almacena project, Dimo was Global Head Structured Inventory Products at ING, based in Amsterdam.
He has 19 years of international banking experience in trade, export and commodity finance gained with leading commodity finance banks and has personally originated and executed numerous commodity and supply chain finance deals in emerging and developed markets.
Previous roles include Head Trade and Export Finance in Santander (Paris) for France and Benelux, EMEA Head Commodity Monetization at RBS (London), VP Agricultural Structured Trade Finance in ABN Amro (Amsterdam) and Branch Manager BNP Paribas (Bulgaria).
Dimo speaks English, French, Russian and Bulgarian. He is of Bulgarian origin and has an MBA degree from London Business School.

Adidjah Makangira

Adidjah Makangira


Head of Partnerships

As founder of Farmers & Co, Adidjah spent the past 7 years investing in relationships with small scale agri -producers and private processors of coffee and tea in East Africa, with strong focus on the Great Lake Region (Burundi, DRC, Uganda, Rwanda) where she has paternal roots (other half Dutch).
Inspired by the vast agricultural potential and demand for improved market linkage with consuming markets, she has gained first hand experience with the challenges of fragmented supply chains, so characteristic to rural areas in East Africa.
As a coffee & tea buyer she has met with many growers and producers struggeling to connect to market demand due to pressure on liquidity, often ending up compromising on quality and volume of the final products.

Ferdinand Tuinstra

Ferdinand Tuinstra

Director
International Development

Ferdinand has 25 years of international experience in emerging and developed markets, in the field of structured finance, risk management and developmental finance, having worked for ABN AMRO bank, Rabobank, and International Finance Corporation (IFC).
He has extensive agri-finance transaction expertise, both from a risk management perspective and in client relationships, ranging from smallholders to traders and large agri-multinationals. As a seasoned banker and advisor, he is thoroughly familiar with business development, supply chain finance and SME Banking in various emerging markets. Next to his engagement with the Almacena Platform, he is active as a banking advisor and serves as independent director on the boards of banks in emerging markets.
Born in The Netherlands, he holds a MBA degree from Vlerick Business School, Leuven (Belgium) and a MSc degree in Risk Management from Stern Business School (NYU), New York.

Vasil Dimov

Vasil Dimov

Co-Founder
CTO

Vasil has 18+ years of expertise in IT, which he acquired as CTO and managing partner in one of the leading outsourcing companies in Bulgaria working for clients as Coca Cola, Philips, A1. He has executive-level experience in Project and Portfolio management, Product Design and Development, Client management, Business development and operations. He has proven to be an excellent technology visionary and business strategist.
Vasil has a Bachelor degree in Computer Science from the American University in Bulgaria and а MSs degree in Software Technologies from Sofia University.

Blog

Challenges and Opportunities to improve the livelihoods of Smallholder Farmers

Challenges and Opportunities to improve the livelihoods of Smallholder Farmers

To be a smallholder farmer undoubtedly means to be part of the driving force that provides the basis for economies in developing communities such as the East African. And no matter how prosperous this may sound and regardless of the huge state`s dependency on agriculture export for foreign currency, farmers` lives are filled with uncertainty and great challenges. Although coffee and tea are the main cash-crops in East Africa, smallholder farmers are illogically not benefiting at all from these relatively rich industries and high income earners.

The effects of the Fair Trade system and the choice of new alternatives

The effects of the Fair Trade system and the choice of new alternatives

You have probably heard or at least guess that coffee is one of the world`s most popular beverages as well as the second most traded commodity after petroleum. But did you know that on average according to the International Coffee Organization around 2.25 billion cups of coffee are consumed everyday by people all over the world? And when we spare a minute to think about all the hard work, efforts, time and resources that farmers put into growing and harvesting their production, we tend to neglect on major thing. This billion-dollar business that involves and connects people across continents, cultures and social classes unfortunately shows one huge downfall – the unfair treatment of small coffee producers.

Partners

Almacena Platform

We create short-term investment opportunities for private individuals interested to make an impact by financing coffee and tea inventories in East Africa and thus helping the local growers and traders.

Our Contacts


Almacena B.V.
Amstelveenseweg 500
1081 KL Amsterdam
Tel.: +31 20 8546235
[email protected]